- Exam Prep
- Ohio
- Property & Casualty
- Personal Automobile Policy
Free Personal Automobile Policy Practice Questions
Ohio Property & Casualty exam — 24 practice questions.
Subtopics: Liability coverage, Collision, Comprehensive, Medical payments, Uninsured motorist, Split limits, Exclusions, Covered persons, Policy structure, Physical damage, Definition of insured, Optional coverages, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Which Personal Auto Policy coverage pays for bodily injury and property damage the insured causes to others?
Liability coverage
Liability coverage pays for injury and damage the insured causes others.
2. Damage to the insured's own car from striking another vehicle is paid under:
Collision coverage
Collision pays for damage to the insured's own car from impact.
3. Loss to the insured's auto from hail, theft, or fire is covered under:
Comprehensive (other than collision)
Comprehensive covers non-collision losses like hail and theft.
4. PAP coverage that pays reasonable medical expenses for the insured and passengers regardless of fault is:
Medical payments
Medical payments coverage pays medical costs regardless of fault.
All Property & Casualty topics
Practice: Personal Automobile Policy
Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored
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Practice questions are study aids generated for exam preparation and are not actual exam
questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules,
and exam specifications with the Insurance Department and the exam administrator before relying on it.