Free Personal Automobile Policy Practice Questions

Ohio Property & Casualty exam — 24 practice questions.

Subtopics: Liability coverage, Collision, Comprehensive, Medical payments, Uninsured motorist, Split limits, Exclusions, Covered persons, Policy structure, Physical damage, Definition of insured, Optional coverages, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. Which Personal Auto Policy coverage pays for bodily injury and property damage the insured causes to others?

Liability coverage

Liability coverage pays for injury and damage the insured causes others.

2. Damage to the insured's own car from striking another vehicle is paid under:

Collision coverage

Collision pays for damage to the insured's own car from impact.

3. Loss to the insured's auto from hail, theft, or fire is covered under:

Comprehensive (other than collision)

Comprehensive covers non-collision losses like hail and theft.

4. PAP coverage that pays reasonable medical expenses for the insured and passengers regardless of fault is:

Medical payments

Medical payments coverage pays medical costs regardless of fault.

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Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.