1. Exam Prep
  2. Ohio
  3. Property & Casualty
  4. Homeowners Policy Concepts

Free Homeowners Policy Concepts Practice Questions

Ohio Property & Casualty exam — 34 practice questions.

Subtopics: Coverage A, Coverage C, Personal liability, Flood exclusion, Coinsurance, Loss of use, Coverage forms, Property coverages, Liability coverages, HO-4 renters, HO-6 condominium, HO-3 special form, HO-5 comprehensive, HO-8 modified, Coverage F medical payments, Coverage E personal liability, Special limits of liability, Scheduled personal property, Coverage B percentage, Coverage C percentage, Section II exclusions, Section I excluded perils

Read the Homeowners Policy Concepts study guide

Sample questions & answers

1. On a homeowners policy, Coverage A insures:

The dwelling

Coverage A insures the dwelling structure.

2. Coverage C on a homeowners policy applies to:

Personal property (contents)

Coverage C covers personal property/contents.

3. Coverage E (personal liability) on a homeowners policy pays when:

The insured is legally liable for others' bodily injury or property damage

Coverage E pays when the insured is legally liable to others.

4. A standard Ohio homeowners policy typically does NOT cover loss caused by:

Flood

Flood is excluded from standard homeowners policies.

All Property & Casualty topics

Practice: Homeowners Policy Concepts

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.