Free Other Personal Lines Practice Questions
Ohio Personal Lines exam (series 11-43) — 66 practice questions.
Subtopics: FAIR Plan, Personal umbrella, Flood, Watercraft, Personal articles floater, Mobile home, Ohio FAIR Plan, Agent role, Ohio Automobile Insurance Plan, Umbrella underlying limits, Flood insurance NFIP, Flood waiting period, Recreational vehicle, Personal umbrella defined, Umbrella broader coverage, NFIP maximum building limit, Definition of flood, NFIP community participation, Yacht policy, Earthquake coverage, Comprehensive Personal Liability, NFIP limits, NFIP waiting period, NFIP flood definition, NFIP covered causes, NFIP basement coverage, NFIP loss settlement, NFIP increased cost of compliance, NFIP proof of loss, NFIP exclusions, NFIP distribution, NFIP deductibles, NFIP eligibility, Private flood insurance, Inland marine, FAIR plans, Residual markets, Recreational vehicles, NFIP, Scheduled property deductible, Newly acquired scheduled items, Newly acquired fine arts, Scheduled property territory, Scheduled property exclusions, Fine arts breakage, Boatowners coverage, Boatowners package, Life salvage, Mobile home eligibility, Mobile home transport
Read the Other Personal Lines study guide
Sample questions & answers
1. An Ohio homeowner repeatedly unable to get basic property or homeowners insurance in the normal market may apply to:
The Ohio FAIR Plan Underwriting Association
A person with an insurable interest in property at a fixed location who cannot obtain basic property or homeowners insurance may apply to the Ohio FAIR Plan.
2. An Ohio family with auto and homeowners policies buys a personal umbrella. The umbrella adds:
Liability coverage above the limits of underlying policies
Umbrella coverage applies above a specific amount set forth in a basic (underlying) policy.
3. Flood insurance for Ohio homeowners in participating communities is made available under the:
National Flood Insurance Act of 1968
Federal flood coverage is made available under the National Flood Insurance Act of 1968 (the NFIP); standard homeowners forms exclude flood.
4. A personal watercraft or boat is typically insured under:
A separate boatowners or watercraft policy
Boats are typically insured under a separate watercraft policy.
Practice: Other Personal Lines
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
