1. Exam Prep
  2. Ohio
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Ohio Personal Lines exam — 68 practice questions.

Subtopics: HO-3 form, Renters form, Condo form, Medical payments, Other structures, Insurance to value, Personal liability, HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, HO-6 condo, HO-8 modified, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage F, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The most common homeowners form, providing open-perils on the dwelling and named-perils on contents, is:

HO-3

HO-3 is the common form with open-perils dwelling and named-perils contents.

2. A tenant who wants to insure personal property and liability should buy:

HO-4 (renters)

HO-4 is the renters form covering contents and liability.

3. A condominium unit owner's homeowners form is:

HO-6

HO-6 is the condominium unit owner's form.

4. Coverage F on a homeowners policy pays:

Medical expenses for guests injured on the premises regardless of fault

Coverage F pays medical expenses for injured guests regardless of fault.

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Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.