1. Exam Prep
  2. Ohio
  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Ohio Personal Lines exam — 42 practice questions.

Subtopics: Use, No automatic liability, DP-1, DP-3, Fair rental value, Vacancy, Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. A dwelling policy (DP) is typically used to insure:

A rental or non-owner-occupied dwelling

Dwelling policies commonly insure rental or non-owner-occupied homes.

2. Compared with a homeowners policy, a basic dwelling policy:

Does not automatically include the broad personal liability and contents coverage of an HO form

A basic dwelling policy lacks the broad HO liability and contents coverage.

3. The most basic dwelling form covering a limited list of perils such as fire and lightning is:

DP-1

DP-1 is the basic dwelling form covering limited perils.

4. A dwelling form providing open-perils coverage on the structure is:

DP-3

DP-3 provides open-perils coverage on the dwelling structure.

All Personal Lines topics

Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.