Free Dwelling Policy Practice Questions
Ohio Personal Lines exam (series 11-43) — 84 practice questions.
Subtopics: Use, No automatic liability, Vacancy, DP-3, Fair rental value, Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage A eligibility, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law, DP-1 perils, DP-1 vehicles peril, Windstorm peril, DP-1 vandalism, Other structures, Rental value and ALE, Civil authority, Tenant improvements, Coverage C location, Property not covered, Coverage A scope, Coverage B exclusions, DP-3 open perils exclusions, DP-3 Coverage C perils, DP-2 perils, DP-1 trees exclusion, Fire department charges, Collapse, Replacement cost settlement, Cancellation, Nonrenewal, Mortgagee notice, Other insurance, Earth movement, Water exclusion, Freezing, Eligibility, Guest property, Newly acquired residence, Intentional loss, Glass breakage, DP forms, Dwelling liability
Read the Dwelling Policy study guide
Sample questions & answers
1. A dwelling policy (DP) is typically used to insure:
A rental or non-owner-occupied dwelling
Dwelling policies commonly insure rental or non-owner-occupied homes.
2. Compared with a homeowners policy, a basic dwelling policy:
Does not automatically include the broad personal liability and contents coverage of an HO form
A basic dwelling policy lacks the broad HO liability and contents coverage.
3. Under the ISO dwelling form DP 00 03, glass breakage on the described location is not covered if the dwelling was vacant for more than how many consecutive days before the loss?
60
Glass breakage (and vandalism) coverage does not apply if the dwelling has been vacant more than 60 consecutive days immediately before the loss; a dwelling under construction is not vacant.
4. The ISO DP 00 03 (special form) insures the dwelling and other structures against:
Direct physical loss unless excluded (open perils)
DP 00 03 insures against direct physical loss to property in Coverages A and B, subject to exclusions.
Practice: Dwelling Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
