Free Commercial General Liability Practice Questions
Ohio Casualty exam (series 11-47) — 88 practice questions.
Subtopics: Coverage A, Occurrence basis, Premises liability, Products-completed operations, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. Coverage A of the ISO commercial general liability form pays:
Sums the insured must legally pay for bodily injury or property damage
Coverage A pays sums the insured becomes legally obligated to pay as damages because of bodily injury or property damage to which the insurance applies.
2. An occurrence-form CGL (CG 00 01) applies to bodily injury or property damage that:
Occurs during the policy period
The occurrence form covers bodily injury or property damage that occurs during the policy period, regardless of when the claim is made.
3. A customer slips on a wet floor in an insured store and sues. Under the ISO CGL, this claim falls under:
Coverage A - Bodily Injury and Property Damage Liability
A customer's bodily injury claim is covered under Coverage A, which pays damages for bodily injury the insured is legally obligated to pay.
4. Injury that occurs away from the insured's premises and arises out of the insured's product is part of the CGL's:
Products-completed operations hazard
The products-completed operations hazard includes bodily injury and property damage occurring away from premises you own or rent and arising out of your product or your work.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
