Free Businessowners Liability Practice Questions
Ohio Casualty exam (series 11-47) — 50 practice questions.
Subtopics: BOP purpose, Liability coverage, Medical expenses, Products-completed operations, Aggregate limit, Who is an insured, Hired and non-owned auto, Supplementary payments, Personal and advertising injury, Duty to defend, Liquor liability exclusion, Pollution exclusion, Employers liability exclusion, Damage to your product, Tenant fire liability, Each occurrence limit, Expected or intended exclusion, Contractual liability, Auto exclusion, Aircraft and watercraft exclusion, Damage to your work, Professional services exclusion, War exclusion, Coverage territory, Mobile equipment, Care custody control exclusion, Recall exclusion, Duties after occurrence, Separation of insureds, Impaired property exclusion, Electronic data exclusion, BOP structure, BOP who is an insured, BOP aggregate limits, BOP aggregate calculation, BOP medical expenses, BOP employer liability exclusion, BOP exclusions, BOP personal and advertising injury, BOP liability conditions, BOP common conditions, BOP vs CGL, BOP liability limits, BOP contractual
Read the Businessowners Liability study guide
Sample questions & answers
1. The Businessowners Policy (BOP) is designed to:
Combine property and liability coverages for eligible small and midsize businesses
The BOP packages property and liability coverage in one policy for eligible small to medium businesses.
2. BOP business liability coverage pays for:
Bodily injury, property damage, and personal and advertising injury the insured is liable for
BOP liability covers sums the insured is legally liable to pay for bodily injury, property damage, and personal and advertising injury.
3. BOP medical expense coverage pays:
Medical expenses of others injured in connection with the business, regardless of fault
BOP medical expenses pays others' reasonable medical costs without regard to the insured's liability, within a sublimit.
4. BOP liability includes products and completed operations, which cover injury or damage caused by the insured's:
Products or completed work away from the premises
BOP liability includes products-completed operations for injury or damage from the insured's products or finished work.
Practice: Businessowners Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
