Free Insurance Regulation Practice Questions
Ohio Accident & Health exam (series 11-45) — 133 practice questions.
Subtopics: Regulatory authority, Rulemaking, Line of authority, Continuing education, Late renewal, Appointment, Unfair claims practices, Replacement, Rebating, Commissions, Guaranty association, Guaranty major medical, Reporting prosecutions, Fraud warning, Coercion, Privacy, Cancellation notice, Mandated benefits, Prompt pay, Fiduciary duty, Acts requiring license, Enforcement, Replacement disclosure, Genetic testing, HIV testing - group, Homemaker disability, Child outside household, HIC advertising, HIC solicitation document, HIC confidentiality, Health fraud reporting, Minimum age, Pre-licensing education, Course certificate, Application after exam, Background check, Exam exemptions, Education waiver, Renewal notice, Reinstatement period, Renewal extension, Moving out of state, Demographic changes, Assumed name, Temporary license, Appointment filing, Appointment certification, Insurer bound by agent, Appointment renewal, Termination copy to agent, Inactive status, Reactivation, Surrender, CE carryover, CE transfer, CE for nonresidents, CE timing, Criminal prosecution notice, Written inquiry, Application submission, Agent as beneficiary, Civil penalty, Surrender for cause, Hearing rights, Cease and desist, Unfair practice penalties, Consent agreement, Unlicensed activity, Referral fees, Commission to unappointed agent, Agent fees, Fraud grading, Fraud reporting immunity, Pretext information, Notice of information practices, Cybersecurity, Superintendent powers, Domestic insurer exams, Free or no cost, Domestic violence, Blindness, HIV testing, Superintendent appointment, Value-added services, Gifts to consumers, Insurer antifraud plan, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. Consumer complaints about a health insurer authorized in Ohio are handled by which agency?
The Ohio Department of Insurance
The Ohio Department of Insurance regulates health insurers and handles consumer complaints.
2. Who has authority to adopt administrative rules implementing Ohio's health insurance statutes?
The Superintendent of Insurance
The Superintendent adopts rules to implement the insurance code.
3. An individual who solicits health insurance for compensation in Ohio must hold a license with which line of authority?
Accident and health
Selling health insurance requires the accident and health line of authority.
4. An Ohio resident accident and health producer's continuing education obligation each two years is:
24 hours, 3 of them ethics
Major lines including accident and health require 24 CE hours (3 ethics) biennially.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
