Free Insurance Regulation Practice Questions

Ohio Accident & Health exam — 43 practice questions.

Subtopics: Regulatory authority, Rulemaking, Line of authority, Continuing education, License lapse, Appointment, Unfair claims practices, Free look, Medicare supplement, LTC suitability, Replacement, Rebating, Commissions, Guaranty association, Guaranty major medical, Reporting convictions, Fraud warning, Coercion, Privacy, Cancellation notice, Renewability, External review, Grace period, Standard provisions, Mandated benefits, Prompt pay, Fiduciary duty, Medicare marketing, Acts requiring license, Free-look refund, Enforcement, Health insuring corporations, Replacement disclosure, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

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Sample questions & answers

1. Consumer complaints about a health insurer authorized in Ohio are handled by which agency?

The Ohio Department of Insurance

The Ohio Department of Insurance regulates health insurers and handles consumer complaints.

2. Who has authority to adopt administrative rules implementing Ohio's health insurance statutes?

The Superintendent of Insurance

The Superintendent adopts rules to implement the insurance code.

3. An individual who solicits health insurance for compensation in Ohio must hold a license with which line of authority?

Accident and health

Selling health insurance requires the accident and health line of authority.

4. An Ohio resident accident and health producer's continuing education obligation each two years is:

24 hours including 3 ethics

Major lines including accident and health require 24 CE hours (3 ethics) biennially.

All Accident & Health topics

Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.