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Free Individual Accident and Health Provisions Practice Questions

Ohio Accident & Health exam — 56 practice questions.

Subtopics: Entire contract, Grace period, Reinstatement, Proof of loss, Time limit on defenses, Physical examination, Legal actions, Payment of claims, Time limit on certain defenses, Notice of claim, Claim forms, Time of payment of claims, Physical exam and autopsy, Change of beneficiary, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. Under Ohio's uniform individual health provisions the entire contract consists of:

The policy and the attached application

The entire contract is the policy plus the attached application.

2. A uniform mandatory provision giving the insured time to pay an overdue premium is the:

Grace period

The grace period allows late premium payment without lapse.

3. If a lapsed individual health policy is reinstated, losses from sickness are generally covered after:

A short waiting period (such as 10 days) stated in the provision

The reinstatement provision typically imposes a brief waiting period for sickness.

4. The uniform provision requiring the insured to submit proof of loss within a stated time is the:

Proof of loss provision

The proof of loss provision sets the deadline for submitting claim proof.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.