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  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

New York Personal Lines exam (series 17-54) — 18 practice questions.

Subtopics: Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form

Sample questions & answers

1. The Dwelling Policy is primarily designed to insure:

Dwellings and their contents, including non-owner-occupied (rental) homes

The Dwelling Policy covers dwellings (including rentals) and personal property but provides no built-in liability coverage.

2. Unlike a homeowners policy, the basic dwelling policy does NOT automatically include:

Personal liability and medical payments coverage

The dwelling forms do not include liability/medical payments by default; these may be added by endorsement.

3. The DP-1 (Basic Form) dwelling policy covers, without endorsement, perils including:

Fire, lightning, and internal explosion

DP-1 basic form covers fire, lightning, and internal explosion; extended coverage and other perils can be added.

4. The DP-3 (Special Form) covers the dwelling and other structures on a(n):

Open perils (all-risk) basis

DP-3 insures the dwelling and other structures on an open-perils basis and personal property on a named-perils basis.

All Personal Lines topics

Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.