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  2. Nevada
  3. Property & Casualty
  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

Nevada Property & Casualty exam — 29 practice questions.

Subtopics: Bodily injury liability, Uninsured motorist, Underinsured motorist, Out-of-state coverage, Non-owned auto, Equipment limitation, Racing exclusion, Transportation expense, Combined single limit, Hit-and-run, Glass breakage, Financial responsibility law, Your covered auto, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Collision coverage, Other than collision, Transportation expenses, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. The auto liability coverage that pays for injuries the insured negligently causes to other people is:

Bodily injury liability

Bodily injury liability pays for injuries the insured is legally responsible for causing to others.

2. Uninsured motorist coverage protects the insured when injured by:

An at-fault driver who has no liability insurance

Uninsured motorist coverage pays the insured's damages caused by an at-fault driver who has no liability insurance.

3. Underinsured motorist coverage applies when the at-fault driver:

Has liability limits too low to cover the insured's injuries

Underinsured motorist coverage responds when the at-fault driver's liability limits are insufficient to cover the insured's injuries.

4. If an insured drives into a state requiring higher liability limits than shown on the policy, the PAP out-of-state provision generally:

Adjusts the limits up to meet that state's compulsory requirement

The out-of-state provision automatically increases the insured's limits to satisfy the higher compulsory requirements of another state.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.