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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Nevada Property & Casualty exam — 34 practice questions.

Subtopics: Medical payments, Insured contract, Defense costs, Additional insured, Extended reporting period, Products-completed operations, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Personal and advertising injury, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. Coverage C of the CGL pays, on a no-fault basis, for:

Minor medical expenses of third parties injured on the insured's premises

CGL Coverage C pays limited medical expenses for third parties injured on the premises or by the insured's operations, without regard to fault.

2. When a business assumes another party's liability by contract, CGL contractual liability coverage may apply if the agreement qualifies as a(n):

Insured contract

CGL contractual liability coverage applies to liability assumed under an insured contract, a defined category of agreements.

3. Under the CGL, the insurer's cost to defend the insured against a covered suit is generally:

Paid in addition to the policy limits

In a standard CGL, the insurer pays defense costs in addition to the limits of liability, until the limits are exhausted by payments.

4. A party added to a business's CGL policy so that it is also protected for liability arising from the named insured's work is a(n):

Additional insured

An additional insured is added by endorsement and is protected for liability arising out of the named insured's operations or work.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.