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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Nevada Personal Lines exam — 50 practice questions.

Subtopics: Collision coverage, Comprehensive coverage, Medical payments, Property damage liability, Deductible, Rental reimbursement, Towing and labor, Insured persons, Livery exclusion, Intentional acts, Temporary substitute, Duties after loss, Supplementary payments, Loss payee, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Under a personal auto policy, coverage that pays for damage to the insured's vehicle from impact with another car or object is:

Collision coverage

Collision coverage pays for damage to the insured's own vehicle resulting from impact with another vehicle or object.

2. Damage to a covered auto from fire, theft, hail, or striking an animal is paid under:

Comprehensive other-than-collision coverage

Comprehensive (other than collision) coverage pays for losses such as fire, theft, hail, and hitting an animal.

3. The personal auto coverage that pays reasonable medical expenses for the insured and passengers regardless of fault is:

Medical payments coverage

Medical payments coverage pays reasonable medical expenses for the insured and passengers after an accident, without regard to fault.

4. The part of auto liability coverage that pays for damage the insured causes to another person's property, such as their car or fence, is:

Property damage liability

Property damage liability pays for damage the insured negligently causes to the property of others.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.