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  2. Nevada
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Nevada Personal Lines exam — 75 practice questions.

Subtopics: HO-3 special form, HO-4 tenants form, Coverage A, Coverage C, Loss of use, Coverage E, Coverage F, Replacement cost, Coinsurance, Off-premises property, Scheduled property, Flood exclusion, Earth movement, Mortgagee clause, HO purpose, HO-5 comprehensive, HO-4 renters, HO-6 condo, HO-8 modified, Coverage B, Coverage D, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The most common homeowners form, insuring the dwelling on an open-peril basis and personal property on a named-peril basis, is the:

HO-3

The HO-3 special form covers the dwelling on an open-peril basis and personal property on a named-peril basis, and is the most widely used homeowners form.

2. A renter who wants to insure personal property and obtain liability coverage, but not the building, would buy a(n):

HO-4 tenants form

The HO-4 tenants (renters) form covers a renter's personal property and provides liability coverage without insuring the building.

3. In a homeowners policy, Coverage A insures the:

Dwelling structure

Coverage A insures the dwelling, including structures attached to it.

4. Homeowners Coverage C provides protection for the insured's:

Personal property

Coverage C insures the insured's personal property against covered perils.

All Personal Lines topics

Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.