1. Exam Prep
  2. Nevada
  3. Life, Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

Nevada Life, Accident & Health exam — 41 practice questions.

Subtopics: Medicare eligibility, Medigap open enrollment, LTC elimination period, Inflation protection, Custodial care, Respite care, Special needs trust, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Most individuals first become eligible for Medicare at age:

65

Most people become eligible for Medicare at age 65, though some qualify earlier through disability.

2. The Medicare Supplement open enrollment period, during which an applicant generally cannot be turned down for health reasons, usually begins when the person:

Is 65 or older and enrolled in Medicare Part B

The Medigap open enrollment period generally begins when a person is 65 or older and enrolled in Part B, providing guaranteed issue rights.

3. The number of days an insured must pay for their own care before a long-term care policy begins paying benefits is the:

Elimination period

The long-term care elimination period is a waiting period during which the insured pays for care before benefits begin.

4. A long-term care policy rider that increases the daily benefit over time to keep pace with rising care costs is:

Inflation protection

An inflation protection rider increases the long-term care daily benefit over time to help offset rising care costs.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.