Free New Jersey Life Exam Practice Test

The New Jersey Life producer exam covers general insurance concepts, life policies, and New Jersey insurance law and regulation.

70%

Passing score

403

Practice questions

Topics covered on the Life exam

Insurance Regulation

39 practice questions · Regulatory authority, Continuing education, Ethics requirement, License term, …

General Insurance Concepts

44 practice questions · Adverse selection, Law of large numbers, Utmost good faith, Reinsurance, …

Life Insurance Basics

79 practice questions · Insurable interest, Risk pooling, Risk classification, Representations, …

Types of Life Insurance Policies

75 practice questions · Term insurance, Whole life, Universal life, Variable life, …

Life Policy Provisions Options and Riders

89 practice questions · Grace period, Incontestability, Suicide clause, Reinstatement, …

Annuities

52 practice questions · Annuity purpose, Deferred vs immediate, Fixed vs variable, Accumulation phase, …

Federal Tax Considerations

25 practice questions · Death proceeds, Cash value growth, MEC, Annuity taxation, …

Practice Test: Life

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.