1. Exam Prep
  2. New Hampshire
  3. Property & Casualty
  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

New Hampshire Property & Casualty exam — 29 practice questions.

Subtopics: Covered auto, Definition of insured, Supplementary payments, Out-of-state coverage, Coverage territory, Underinsured motorist, Stacking, Duties after loss, Other insurance, Transportation expenses, Named non-owner, Per person limit, Cancellation by insured, Policy structure, Physical damage, Optional coverages, Exclusions, Liability coverage, Medical payments, Uninsured motorist, Collision coverage, Other than collision, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. On a personal auto policy, the term "your covered auto" generally includes:

Vehicles shown in the declarations and certain newly acquired autos

Your covered auto generally includes vehicles listed in the declarations, owned trailers, and certain newly acquired or temporary substitute autos.

2. Under the liability coverage of a personal auto policy, the term insured generally includes:

The named insured and family members who are resident relatives

The insured generally includes the named insured and resident family members, plus permissive users, for covered autos.

3. Supplementary payments under the liability coverage of a personal auto policy typically include:

Defense costs and bail bonds in addition to the limit of liability

Supplementary payments, such as defense costs and bail bonds, are generally paid in addition to the policy's limit of liability.

4. The out-of-state coverage provision of a personal auto policy generally:

Adjusts the policy to meet a higher compulsory limit required by another state where the insured is traveling

The out-of-state provision automatically increases coverage to meet a higher compulsory limit required by another state in which a covered accident occurs.

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Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.