1. Exam Prep
  2. New Hampshire
  3. Property & Casualty
  4. Homeowners Policy Concepts

Free Homeowners Policy Concepts Practice Questions

New Hampshire Property & Casualty exam — 36 practice questions.

Subtopics: Condo form, Older home form, Special limits, Business exclusion, Ordinance or law, Loss assessment, Inflation guard, Policy sections, Coverage forms, Property coverages, Liability coverages, HO-4 renters, HO-6 condominium, HO-3 special form, HO-5 comprehensive, HO-8 modified, Coverage F medical payments, Coverage E personal liability, Special limits of liability, Loss of use, Scheduled personal property, Coverage B percentage, Coverage C percentage, Section II exclusions, Section I excluded perils

Read the Homeowners Policy Concepts study guide

Sample questions & answers

1. The HO-6 homeowners form is specifically designed for:

Condominium unit owners

The HO-6 form is tailored to condominium unit owners and covers their interior and personal property.

2. The HO-8 form is intended for older homes and typically settles dwelling losses on a(n):

Actual cash value or functional repair basis

The HO-8 form is for older homes and settles dwelling losses on an actual cash value or functional repair basis.

3. Homeowners policies typically place special internal dollar limits on certain property such as:

Cash, jewelry, and certain valuables

Policies set special internal limits on property such as cash, jewelry, furs, and securities.

4. A liability claim arising from the insured's business activities is generally:

Excluded under the homeowners liability section

Homeowners liability generally excludes claims arising from the insured's business pursuits.

All Property & Casualty topics

Practice: Homeowners Policy Concepts

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.