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  2. New Hampshire
  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

New Hampshire Personal Lines exam — 43 practice questions.

Subtopics: Dwelling versus homeowners, DP-1 basic form, DP-2 broad form, DP-3 special form, Fair rental value, Personal property option, Liability not automatic, Purpose, No liability, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. A dwelling policy differs from a homeowners policy primarily because the dwelling policy:

Does not automatically include the broad personal liability and theft coverage of a homeowners policy

Dwelling policies focus on the structure and do not automatically include the personal liability and theft coverage found in homeowners forms.

2. The DP-1 basic dwelling form generally covers:

A limited set of named perils such as fire and lightning

The DP-1 basic form covers a limited set of named perils, with extended coverage available.

3. Compared with the DP-1 the DP-2 broad form:

Covers more named perils and typically settles on a replacement cost basis

The DP-2 broad form insures more named perils and generally provides replacement cost settlement on the dwelling.

4. The DP-3 special dwelling form generally insures the dwelling on a(n):

Open-perils basis

The DP-3 special form covers the dwelling on an open-perils basis, except for exclusions.

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Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.