Free Commercial General Liability Practice Questions

Nebraska Property & Casualty exam — 34 practice questions.

Subtopics: Scope of CGL, Medical payments, Each-occurrence limit, Products-completed operations, Additional insured, Retroactive date, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

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Sample questions & answers

1. A Commercial General Liability policy protects a business against:

Claims by others for bodily injury, property damage, and certain offenses

The CGL covers a business's liability to third parties for bodily injury, property damage, and covered offenses.

2. CGL Coverage C pays small medical expenses for an injured third party:

Regardless of the insured's fault

Coverage C pays limited medical expenses for injured third parties without regard to the insured's fault.

3. The most a CGL policy pays for a single covered occurrence is the:

The each-occurrence limit

The each-occurrence limit caps the amount payable for any one covered occurrence.

4. A separate aggregate limit applying to injuries from the insured's products and completed work is the:

The products-completed operations aggregate

The products-completed operations aggregate is a separate cap for injuries from products and completed work.

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Practice: Commercial General Liability

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Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.