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Free North Carolina Life Exam Practice Test

The North Carolina Life producer exam covers general insurance concepts, life policies, and North Carolina insurance law and regulation.

70%

Passing score

403

Practice questions

Topics covered on the Life exam

Insurance Regulation

38 practice questions · Commissioner selection, Regulatory authority, Continuing education, Ethics CE, …

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General Insurance Concepts

46 practice questions · Insurable interest, Utmost good faith, Adhesion, Aleatory, …

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Life Insurance Basics

79 practice questions · Purpose, Human life value, Needs approach, Parties, …

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Types of Life Insurance Policies

75 practice questions · Term insurance, Whole life, Decreasing term, Universal life, …

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Life Policy Provisions Options and Riders

90 practice questions · Grace period, Incontestability, Reinstatement, Misstatement of age, …

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Annuities

51 practice questions · Purpose, Accumulation phase, Immediate annuity, Fixed vs variable, …

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Federal Tax Considerations

24 practice questions · Death benefit, Cash value growth, Annuity taxation, 1035 exchange, …

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Practice Test: Life

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.