1. In a 25/50/20 split limit, the 50 represents the maximum bodily injury the insurer pays:

per accident for all persons injured

The middle number is the bodily injury limit per accident for all persons injured.

2. The third number (20) in a 25/50/20 limit applies to:

property damage liability per accident

The third number is the property damage liability limit per accident.

3. A combined single limit auto policy differs from split limits because it:

provides one total limit for both bodily injury and property damage per accident

A combined single limit provides one total limit covering both bodily injury and property damage per accident.

4. A neighbor who borrows the insured's car with permission and causes an accident is generally:

covered as a permissive user under the auto policy

A permissive user driving with the insured's consent is generally covered.