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  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

Missouri Property & Casualty exam — 29 practice questions.

Subtopics: Physical damage part, Bodily injury liability, Property damage liability, Physical damage deductible, Newly acquired auto, Insured duties, Stacking, Non-owned auto, Defense costs, Named driver exclusion, Animal strike, Total loss, Declarations page, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Uninsured motorist, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. Part D of the personal auto policy provides:

Coverage for damage to the insured's own auto

Part D (coverage for damage to your auto) insures physical damage to the insured's vehicle, including collision and other than collision.

2. Bodily injury liability coverage on an auto policy pays for:

Injuries the insured causes to others

Bodily injury liability pays for injuries the insured is legally responsible for causing to other people.

3. Property damage liability on an auto policy pays for:

Damage the insured causes to others' property

Property damage liability pays for damage the insured causes to the property of others.

4. A deductible on auto physical damage coverage applies to:

Collision and comprehensive losses

Deductibles apply to first-party physical damage coverages such as collision and comprehensive.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.