Free Commercial General Liability Practice Questions

Missouri Property & Casualty exam — 34 practice questions.

Subtopics: Purpose, Premises and operations, Products-completed operations, Personal and advertising injury, Occurrence trigger, Claims-made trigger, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

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Sample questions & answers

1. Commercial general liability insurance primarily covers a business for:

Bodily injury and property damage liability to third parties

CGL covers a business's liability for bodily injury and property damage to third parties arising from its operations.

2. CGL coverage commonly includes:

Premises and operations liability

Premises and operations is a core CGL exposure, covering liability arising from the business's premises and ongoing work.

3. The products-completed operations portion of a CGL covers:

Liability from products sold or work completed

Products-completed operations covers liability for injury or damage arising from products or completed work.

4. Personal and advertising injury under a CGL covers offenses such as:

Libel, slander, and false arrest

Personal and advertising injury covers offenses like libel, slander, false arrest, and certain advertising torts.

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Practice: Commercial General Liability

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Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.