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  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Missouri Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorists, Collision, Comprehensive, Tort system, Comparative negligence, Exclusions, Definition of insured, Split limits, Towing and labor, Rental reimbursement, Gap coverage, Financial responsibility filing, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. In a personal auto policy, coverage for bodily injury and property damage the insured causes to others is:

Liability coverage

Liability coverage pays for bodily injury and property damage the insured becomes legally responsible for.

2. Personal auto medical payments coverage generally pays for:

Medical expenses of the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and passengers, regardless of fault.

3. Uninsured motorists coverage protects the insured when injured by:

An at-fault driver who has no insurance

Uninsured motorists coverage applies when an at-fault driver has no liability insurance.

4. Collision coverage pays for damage to the insured's auto caused by:

Impact with another vehicle or object

Collision coverage pays for damage from impact with another vehicle or object, or from overturning.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.