Free Dental Insurance Practice Questions
Missouri Life, Accident & Health exam — 16 practice questions.
Subtopics: Dental anesthesia, Categories, Plan types, Comprehensive plan, Orthodontic coverage, Plan features
Read the Dental Insurance study guide
Sample questions & answers
1. Missouri health policies must cover general anesthesia and hospital charges for dental care provided to a child under what age?
Five
RSMo 376.1225.1 requires this coverage for a child under age five, a severely disabled person, or a person whose condition requires hospitalization or general anesthesia.
2. Missouri's mandate for anesthesia and hospital charges for dental care does NOT apply to:
Dental-only plans
RSMo 376.1225.4 excludes accident-only, dental-only, specified disease, hospital indemnity, Medicare supplement, LTC and short-term policies of six months or less.
3. Routine cleanings and exams in a dental plan fall under which category of treatment?
Diagnostic and preventive care
Exams, cleanings, and x-rays are diagnostic and preventive services, which plans usually cover at the highest level.
4. A dental plan that pays a set amount per procedure regardless of the actual charge is a:
Scheduled (table of allowances) plan
A scheduled plan lists a set dollar allowance per procedure; the patient pays any difference between the allowance and the dentist's fee.
All Life, Accident & Health topics
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
