Free Michigan Life Exam Practice Test

The Michigan Life producer exam covers general insurance concepts, life policies, and Michigan insurance law and regulation.

70%

Passing score

403

Practice questions

Topics covered on the Life exam

Insurance Regulation

38 practice questions · Regulatory authority, Head of DIFS, Continuing education, Ethics CE, …

General Insurance Concepts

46 practice questions · Contract of adhesion, Aleatory contract, Utmost good faith, Consideration, …

Life Insurance Basics

79 practice questions · Insurable interest, Principle of indemnity, Risk classification, Adverse selection, …

Types of Life Insurance Policies

74 practice questions · Term insurance, Whole life, Universal life, Variable life, …

Life Policy Provisions Options and Riders

90 practice questions · Grace period, Incontestability, Reinstatement, Suicide clause, …

Annuities

51 practice questions · Annuity purpose, Accumulation phase, Fixed annuity, Variable annuity, …

Federal Tax Considerations

25 practice questions · Death benefit taxation, Cash value growth, MEC, Policy loans, …

Practice Test: Life

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.