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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Michigan Accident & Health exam — 39 practice questions.

Subtopics: Master policy, Eligibility, Conversion, Continuation, Noncontributory plan, Experience rating, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In a group health plan, the contract is issued to the employer as the:

Master policyholder

Group coverage is issued under a master policy to the employer; employees receive certificates of coverage.

2. Group health plans typically limit eligibility to:

Full-time employees and dependents

Group eligibility is generally limited to active full-time employees and their eligible dependents.

3. An employee leaving a group health plan may have the right to:

Convert to an individual policy without evidence of insurability

Conversion privileges may allow a terminating employee to obtain individual coverage without new evidence of insurability.

4. Federal continuation of group coverage after qualifying events is commonly known as:

COBRA continuation

COBRA generally allows continuation of group health coverage after qualifying events for eligible plans.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.