1. Workers' compensation is generally the exclusive remedy for a job injury, which means a covered employee usually:

Receives statutory benefits instead of suing the employer in tort

Under the exclusive remedy rule, the employee receives statutory benefits in place of a tort suit against the employer.

2. Workers' compensation typically provides an injured worker with:

Medical care and disability income benefits

Workers' compensation provides medical care, disability income, rehabilitation, and death benefits.

3. Workers' compensation benefits are generally payable:

Regardless of who was at fault for the injury

Workers' compensation is a no-fault system paying benefits regardless of fault for a work-related injury.

4. Workers' compensation premiums are most commonly based on:

The employer's payroll and job classification codes

Workers' compensation premiums are based on payroll and classification codes reflecting the hazard of the work.