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  2. Maine
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Maine Personal Lines exam — 50 practice questions.

Subtopics: Policy parts, Medical payments, Collision coverage, Other than collision, Covered auto, Deductible, Transportation expenses, Supplementary payments, Liability exclusions, Racing exclusion, Split limits, Property damage liability, Underinsured motorist, Family member, Part A liability, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Newly acquired auto, Temporary substitute, Liability exclusion intentional, Liability exclusion livery, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. The Personal Auto Policy is organized into parts; Part A provides:

Liability coverage

Part A of the PAP provides liability coverage for bodily injury and property damage the insured causes to others.

2. Part B (Medical Payments) of the PAP pays for:

Reasonable medical expenses for the insured and passengers, regardless of fault

Part B pays reasonable medical expenses for the insured and occupants of the covered auto regardless of fault.

3. Collision coverage under Part D of the PAP pays for damage to the covered auto caused by:

Impact with another vehicle or object

Collision coverage pays for damage to the covered auto from upset or impact with another vehicle or object.

4. Comprehensive (other than collision) coverage typically pays for loss caused by:

Fire, theft, hail, or contact with an animal

Comprehensive (other than collision) covers losses such as fire, theft, hail, vandalism, and animal strikes.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.