1. A producer who threatens to withhold an unrelated business benefit unless a client buys insurance through them is engaging in the prohibited practice of:

Coercion

Coercion is the use of physical or economic force to compel the purchase of insurance and is an unfair trade practice.

2. Two Maine insurers that agree to refuse to deal with a particular producer to force them out of the market may be committing:

An illegal boycott in restraint of trade

Agreements amounting to a boycott, coercion, or intimidation that restrain trade are prohibited unfair trade practices.

3. Distributing an advertisement that misrepresents the dividends or benefits of a Maine life policy is:

False or misleading advertising prohibited by law

Misrepresenting the benefits or dividends of a policy in advertising is a prohibited unfair trade practice.

4. The Maine Superintendent of Insurance is authorized to examine the financial affairs of a domestic insurer:

As often as deemed necessary to protect policyholders

The Superintendent has authority to examine domestic insurers as often as necessary to safeguard the public.