1. The notice of claim provision generally requires the insured to notify the insurer of a loss within:

A specified number of days after the loss occurs

The notice of claim provision sets a deadline, commonly a stated number of days, for telling the insurer a loss occurred.

2. If an insurer fails to furnish claim forms within the required time after receiving notice of claim, the insured may:

Submit written proof of loss in any reasonable form

If claim forms are not provided in time, the insured may submit proof of loss in any reasonable written form.

3. The entire contract provision in a health policy means that:

The policy and the attached application form the complete contract

The entire contract consists of the policy plus the attached application; nothing outside it is part of the contract.

4. If an insured misstated their age on a health policy application, the insurer will generally:

Adjust the benefits to what the premium would have purchased at the correct age

The misstatement of age provision adjusts benefits to what the premium paid would have bought at the true age.