1. The 'exclusive remedy' concept in workers' compensation means an injured employee generally:

Receives statutory benefits instead of suing the employer for the injury

Workers' compensation is the exclusive remedy: employees receive defined benefits without proving fault, and generally give up the right to sue the employer.

2. Workers' compensation benefits are generally paid:

Regardless of who was at fault for the injury

Workers' compensation operates on a no-fault basis, paying benefits for covered job-related injuries regardless of fault.

3. For an injury to be compensable under workers' compensation, it generally must:

Arise out of and occur in the course of employment

Covered injuries must arise out of and in the course of employment, connecting the harm to the work activity.

4. Medical benefits under workers' compensation are generally:

Provided for treatment of the covered work injury without a dollar deductible to the worker

Workers' compensation typically pays the reasonable medical costs of treating a covered injury, generally without a deductible charged to the worker.