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Free Commercial General Liability Practice Questions

Maryland Property & Casualty exam — 34 practice questions.

Subtopics: CGL purpose, Occurrence vs claims-made, Products-completed operations, Personal and advertising injury, Aggregate limit, Premises and operations, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A Commercial General Liability (CGL) policy primarily protects a business against:

Liability for bodily injury and property damage to third parties

The CGL covers a business's liability to third parties for bodily injury and property damage arising from its premises, operations, and products.

2. An occurrence-based CGL policy responds to covered events that:

Happen during the policy period, regardless of when the claim is made

An occurrence policy covers injury or damage that takes place during the policy period, even if the claim is filed later; a claims-made policy responds based on when the claim is made.

3. The products-completed operations hazard in a CGL involves liability arising from:

A company's products or completed work after it leaves the premises

This coverage addresses liability for bodily injury or property damage caused by the insured's products or completed work away from the premises.

4. Personal and advertising injury coverage in a CGL responds to offenses such as:

Libel, slander, and certain advertising offenses

This coverage addresses offenses like libel, slander, false arrest, and infringing on another's advertising idea, rather than physical injury.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.