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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Massachusetts Property & Casualty exam — 33 practice questions.

Subtopics: Purpose, Premises and operations, Products-completed operations, Occurrence basis, Personal and advertising injury, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. Commercial general liability insurance protects a business primarily against:

Liability for bodily injury and property damage to third parties

CGL protects a business against legal liability for bodily injury and property damage suffered by third parties.

2. CGL coverage for injuries that occur on the insured's premises or arise from its ongoing operations is:

Premises and operations coverage

Premises and operations coverage responds to liability arising from the insured's place of business and ongoing work.

3. Liability arising from a product after it has left the insured's control is covered under:

Products and completed operations

Products and completed operations coverage applies to liability arising from products or completed work away from the premises.

4. A CGL policy written on an occurrence basis covers:

Injuries that occur during the policy period regardless of when the claim is made

An occurrence policy covers losses that take place during the policy period even if the claim is filed later.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.