1. Under the notice-of-claim provision, the insured must notify the insurer of a loss:

Within the time stated in the policy after the loss

The notice-of-claim provision requires the insured to notify the insurer within the period stated after a covered loss.

2. The physical examination and autopsy provision permits the insurer, at its own expense, to:

Examine the insured and, where not prohibited by law, require an autopsy

This provision lets the insurer examine the insured while a claim is pending and, where lawful, require an autopsy.

3. The legal actions provision in a health policy:

Sets the time period during which the insured may bring legal action

The legal actions provision establishes a window during which the insured may sue after submitting proof of loss.

4. If an insured misstates their age on a health or life policy, the insurer generally will:

Adjust the benefit to what the premium would have purchased at the correct age

The misstatement of age provision adjusts the benefit to the amount the premium would have bought at the true age.