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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Louisiana Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Collision, Other than collision, Split limits, Uninsured motorists, Definition of insured, Exclusions, Livery exclusion, Supplementary payments, Deductible, Towing and labor, Single limit, Rental reimbursement, Part A liability, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Newly acquired auto, Temporary substitute, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A of the Personal Auto Policy provides:

Liability coverage for bodily injury and property damage the insured causes to others

Part A (Liability) covers the insured's legal responsibility for bodily injury and property damage to others.

2. Medical payments coverage under the PAP pays for:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable and necessary medical expenses for the insured and passengers regardless of fault.

3. Collision coverage under the PAP pays for damage to the insured's auto caused by:

Upset or impact with another vehicle or object

Collision coverage applies to damage from the auto colliding with another object or overturning.

4. Which loss to the insured auto would be covered under other-than-collision (comprehensive) coverage?

Theft of the vehicle

Other-than-collision (comprehensive) covers losses such as theft, fire, vandalism, and hail rather than collision.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.