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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Kansas Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Collision, Comprehensive, Personal injury protection, Tort threshold, Uninsured motorist, Split limits, Permissive user, Newly acquired auto, Coverage territory, Deductible, Total loss, Gap, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A liability coverage of the personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Auto liability coverage pays for bodily injury and property damage the insured is legally liable for to others.

2. Medical payments coverage on a personal auto policy pays:

Reasonable medical expenses for the insured and passengers, regardless of fault

Auto medical payments coverage pays reasonable medical costs for the insured and passengers regardless of fault.

3. Collision coverage pays for damage to the insured's auto caused by:

Impact with another vehicle or object

Collision coverage pays for damage from impact with another vehicle or object, or upset of the auto.

4. Comprehensive (other than collision) coverage pays for losses such as:

Theft, fire, hail, and animal strikes

Comprehensive covers losses other than collision, such as theft, fire, hail, vandalism, and animal strikes.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.