1. Exam Prep
  2. Kansas
  3. Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Kansas Accident & Health exam — 60 practice questions.

Subtopics: Entire contract, Grace period, Reinstatement, Notice of claim, Proof of loss, Payment of claims, Physical exam and autopsy, Legal actions, Time limit on defenses, Change of beneficiary, Misstatement of age, Renewability, Time limit on certain defenses, Claim forms, Time of payment of claims, Change of occupation, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The entire contract provision in a health policy means the policy and the attached application together:

Form the complete agreement

The entire contract consists of the policy and the attached application; outside statements are not part of it.

2. The grace period in an individual health policy is the time after the premium due date during which:

The policy stays in force and the overdue premium may still be paid

The grace period keeps the policy in force for a stated time after the due date so the overdue premium can be paid.

3. Under the reinstatement provision of a health policy, a covered sickness is generally insured:

After a stated number of days (commonly 10) following reinstatement

After reinstatement, sickness is typically covered only after a short waiting period (commonly 10 days), while injury is usually covered at once.

4. The notice of claim provision typically requires the insured to notify the insurer of a loss within:

A stated number of days after the loss

The notice of claim provision sets a time within which the insured must notify the insurer of a covered loss.

All Accident & Health topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.