1. Workers compensation insurance is designed primarily to do what?

Provide statutory benefits to employees injured on the job

Workers compensation provides medical and wage-replacement benefits to employees who suffer job-related injuries or illnesses.

2. Workers compensation is generally considered the exclusive remedy, meaning employees usually do what?

Receive statutory benefits instead of suing the employer for most work injuries

As the exclusive remedy, workers compensation provides benefits without the employee having to prove employer negligence, generally barring suit.

3. Workers compensation benefits are generally paid on what basis regarding fault?

Regardless of fault, if the injury arose out of and in the course of employment

Workers compensation is a no-fault system; benefits are paid for injuries arising out of and in the course of employment regardless of fault.

4. Which of the following is a typical workers compensation benefit?

Medical care and lost wage replacement

Workers compensation typically pays for medical treatment and a portion of lost wages, plus disability and death benefits.