1. The liability section of a personal auto policy responds when the insured is what?

Legally responsible for injury or damage to others

Auto liability coverage responds when the insured is legally responsible for bodily injury or property damage to others.

2. Supplementary payments under an auto liability policy typically include what?

Defense costs and certain expenses in addition to the limit

Supplementary payments cover defense costs and specified expenses, generally in addition to the policy limit of liability.

3. A windshield cracked by a flying rock would generally be covered under which auto coverage?

Other than collision (comprehensive)

Damage from a flying object such as a rock is covered under other-than-collision (comprehensive) coverage.

4. Collision coverage applies when the covered auto does what?

Strikes another object or overturns

Collision coverage applies to damage from the covered auto striking an object or overturning.