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  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Illinois Personal Lines exam — 46 practice questions.

Subtopics: Covered persons, Newly acquired auto, Towing and labor, Rental reimbursement, Liability coverage part, Physical damage, Excluded use, Uninsured motorist, Combined single limit, Loan or lease gap, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. The personal auto policy generally covers the named insured and:

Resident family members

The policy covers the named insured and resident family members among other insureds.

2. A newly acquired vehicle is generally covered under a personal auto policy if the insured:

Reports it within the required time

A newly acquired auto is covered if reported to the insurer within the required period.

3. Optional coverage that pays for roadside towing under a personal auto policy is:

Towing and labor coverage

Towing and labor coverage is an optional auto coverage for roadside towing and service.

4. Rental reimbursement coverage pays for:

A substitute vehicle while the insured's car is repaired after a covered loss

Rental reimbursement pays for a rental car while the insured's auto is being repaired after a covered loss.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.