1. Exam Prep
  2. Illinois
  3. Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Illinois Accident & Health exam — 56 practice questions.

Subtopics: Entire contract, Time limit on defenses, Grace period, Notice of claim, Proof of loss, Claim forms, Physical exam and autopsy, Legal actions, Time limit on certain defenses, Reinstatement, Time of payment of claims, Payment of claims, Change of beneficiary, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The entire contract provision means the contract consists of:

The policy and the attached application

The entire contract is the policy together with the attached copy of the application.

2. After an individual health policy has been in force for the stated period the insurer generally cannot:

Contest it for misstatements except fraud

The time limit on certain defenses bars contesting the policy for misstatements after the stated period except in cases of fraud.

3. The grace period in an individual health policy is the time after the due date during which:

The policy stays in force if the premium is paid

During the grace period the policy remains in force if the overdue premium is paid.

4. The standard notice of claim provision requires the insured to notify the insurer within about:

20 days of a loss

The uniform notice of claim provision generally requires notice within 20 days of a loss.

All Accident & Health topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.