1. A person generally first becomes eligible for Medicare at:

Age 65, or earlier with certain disabilities

Medicare eligibility generally begins at age 65, or earlier for those with qualifying disabilities or conditions.

2. Custodial care differs from skilled care because custodial care:

Assists with daily living activities and need not be performed by medical professionals

Custodial care helps with activities of daily living and can be provided by non-medical caregivers, unlike skilled care.

3. An inflation protection feature in a long-term care policy:

Increases the daily benefit over time to keep pace with rising care costs

Inflation protection raises the policy's daily or monthly benefit over time so it keeps pace with the rising cost of care.

4. The elimination period in a long-term care policy is:

The number of days the insured pays for care before benefits begin

The elimination period is a waiting period, measured in days of care, that the insured must satisfy before benefits start.