1. Exam Prep
  2. Iowa
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Iowa Accident & Health exam — 40 practice questions.

Subtopics: COBRA, Master policy, Certificate of coverage, Noncontributory plan, Coordination of benefits, Conversion privilege, Group underwriting, Master contract, Contributory plan, Eligible groups, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. Under federal COBRA, qualified employees who lose group coverage may generally:

Continue group coverage for a limited time by paying the premium

COBRA lets qualified beneficiaries continue group coverage for a limited period by paying the premium themselves.

2. In group health insurance, the contract is issued to the employer as the:

Master policyholder

The employer or sponsor receives the master policy while individual members receive certificates.

3. Individual members of a group health plan receive evidence of their coverage in the form of a:

Certificate of coverage

Group members receive a certificate of coverage summarizing their benefits under the master policy.

4. A noncontributory group health plan is one in which:

The employer pays the entire premium

In a noncontributory plan the employer pays the full premium, and participation is generally 100% of eligible employees.

All Accident & Health topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.