1. Part A of the personal auto policy provides:

liability coverage for bodily injury and property damage

Part A is the liability coverage that pays for bodily injury and property damage the insured causes others.

2. Collision coverage on a personal auto policy pays for:

damage to the insured's own vehicle from impact or overturn

Collision pays for damage to the insured's own vehicle caused by impact with another object or overturn.

3. Comprehensive (other than collision) auto coverage typically pays for losses such as:

theft, fire, hail, and hitting an animal

Comprehensive (other than collision) covers losses like theft, fire, hail, vandalism, and animal strikes.

4. Medical payments coverage in a personal auto policy pays:

reasonable medical expenses for the insured and passengers regardless of fault

Auto medical payments coverage pays reasonable medical expenses for the insured and passengers without regard to fault.