1. In a homeowners policy, Coverage A insures:

the dwelling structure

Coverage A insures the dwelling, the main residence structure, against covered perils.

2. Coverage C in a homeowners policy provides for:

personal property (contents)

Coverage C insures the insured's personal property (contents) on and away from the premises, subject to limits.

3. Coverage D (loss of use) in a homeowners policy pays:

additional living expenses when the home is uninhabitable due to a covered loss

Loss of use pays additional living expenses and lost rental income when a covered loss makes the home uninhabitable.

4. Coverage E of a homeowners policy provides:

personal liability protection for bodily injury or property damage the insured causes others

Coverage E provides personal liability protection when the insured is legally responsible for injury or damage to others.