Free Commercial General Liability Practice Questions

Georgia Property & Casualty exam — 34 practice questions.

Subtopics: CGL purpose, Occurrence trigger, Premises and operations, Products-completed operations, Personal and advertising injury, Medical payments, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

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Sample questions & answers

1. A commercial general liability (CGL) policy primarily covers a business's liability for:

employee injuries on the job

The CGL covers a business's legal liability for third-party bodily injury and property damage arising from its operations.

2. An occurrence-based CGL policy covers claims:

for injury or damage happening during the policy period, even if the claim comes later

An occurrence form responds to injury or damage that takes place during the policy period regardless of when the claim is made.

3. The premises and operations exposure under a CGL refers to liability arising from:

the insured's premises and ongoing business operations

This exposure covers liability connected to the insured's premises and its ongoing business operations.

4. Products-completed operations coverage under a CGL responds to:

liability from the insured's products or completed work after they leave the insured's control

This coverage applies to liability for the insured's products or completed work once they are out of the insured's control.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.