Free Commercial General Liability Practice Questions
Georgia Property & Casualty exam (series 12-GA-06) — 59 practice questions.
Subtopics: CGL purpose, Occurrence trigger, Premises and operations, Products-completed operations, Personal and advertising injury, Medical payments, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A commercial general liability (CGL) policy primarily covers a business's liability for:
employee injuries on the job
CGL Coverage A pays sums the insured becomes legally obligated to pay as damages because of bodily injury or property damage to others.
2. An occurrence-based CGL policy covers claims:
injury or damage that occurs during the policy period
An occurrence CGL applies to bodily injury or property damage that occurs during the policy period, even if the claim is made later.
3. The premises and operations exposure under a CGL refers to liability arising from:
the insured's premises and ongoing business operations
The CGL outline separates premises and operations exposures (from the premises and ongoing work) from products and completed operations exposures.
4. Products-completed operations coverage under a CGL responds to:
injury from the insured's products or completed work, away from its premises
The products-completed operations hazard covers injury or damage away from the insured's premises arising out of the insured's product or work, except products still in the insured's possession or unfinished work.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
