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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Georgia Personal Lines exam — 43 practice questions.

Subtopics: Insured persons, Towing and labor, Rental reimbursement, Newly acquired auto, Racing exclusion, Coverage territory, Named non-owner, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Under a personal auto policy, an insured generally includes:

the named insured and resident family members using a covered auto

The personal auto policy defines insureds to include the named insured and resident family members, among others.

2. Towing and labor coverage on a personal auto policy pays for:

towing and roadside labor costs, when added

Towing and labor is optional coverage that reimburses roadside towing and labor costs at the place of disablement.

3. Rental reimbursement coverage provides:

a rental car allowance while the insured vehicle is being repaired after a covered loss

Rental reimbursement pays a daily allowance for a substitute vehicle while the insured auto is repaired following a covered loss.

4. When the insured buys an additional car, a personal auto policy typically:

extends coverage to the newly acquired auto for a limited time if reported as required

Newly acquired autos generally receive automatic coverage for a limited period, provided the insured reports the vehicle as the policy requires.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.