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  2. Georgia
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Georgia Personal Lines exam — 68 practice questions.

Subtopics: Coverage B, Coverage F, HO-4 renters, HO-6 condo, Special limits, Ordinance or law, Worldwide liability, HO purpose, HO-3 special form, HO-5 comprehensive, HO-8 modified, Coverage A, Coverage C, Coverage D, Coverage E, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. Coverage B in a homeowners policy insures:

other structures such as a detached garage or fence

Coverage B insures other structures on the premises that are separated from the dwelling, such as a detached garage or fence.

2. Coverage F (medical payments to others) in a homeowners policy pays:

reasonable medical expenses for guests injured on the premises, regardless of fault

Coverage F pays limited medical expenses for non-residents injured on the premises without regard to the insured's fault.

3. An HO-4 (renters) policy primarily covers:

the tenant's personal property and personal liability, not the building

An HO-4 insures a tenant's personal property and personal liability; the building itself is the landlord's responsibility.

4. An HO-6 policy is designed for:

a condominium unit owner, covering personal property and certain interior improvements

The HO-6 covers a condominium unit owner's personal property and certain interior improvements not insured by the association's master policy.

All Personal Lines topics

Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.